One of the advantages of learning the Buddha-dharma is that you will increase your wisdom and good fortune. The prerequisite for experiencing these blessings is that you must act according to the dharma. The Buddha-dharma advocates that you should have two types of Buddhist resources: invisible resources, such as merit and wisdom as well as visible good fortune and wealth. Of course, such wisdom and wealth should be used in furtherance of Buddhism and for the benefit of others. Hearing the teachings of a master can enable you to accumulate Buddhist resources of good fortune and wisdom. If you do not have Buddhist resources, it indicates that you are still unable to perform your preliminary practices (prayogas) well, not to mention, of course, your main practices.